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Geico vacant Home Insurance For Builders Risk

Geico vacant Home Insurance For Builders Risk

Builders risk insurance geico
Personal property coverage can pay you for personal items in your home that could be damaged or destroyed by a covered cause of loss, which could include your furniture, clothing, sporting goods and electronic products. Special limits of liability may apply to builders risk insurance Geico items.

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Coverage for loss of use


Loss of use coverage can pay your additional living expenses if you must temporarily move out of your home while it is being restored. This is subject to the terms and limits of coverage.

Get more information about loss of use coverage

Personal liability coverage
Liability coverage can help protect you in case of a claim and can provide a defense in case of a lawsuit if you or a family member is responsible for causing bodily injury or damage to other people's property.

Get more information about personal liability coverage

Deductible builders risk insurance geico and limits
The deductible on your home insurance is the amount of a covered claim that is your responsibility. The amount you choose for your insurance deductible depends on how much you are willing to pay if you have a covered loss.

The coverage limits of your home insurance (the amount of homeowner's insurance you buy) start with your home's coverage. The coverage limits for the other standard Geico vacant builder risk home insurance coverage in your homeowners policy are usually calculated as percentages of your home limit.


Learn more about deductibles and home insurance limits

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Additional builder risk insurance coverage for homeowners


Special personal property coverage
This special coverage for personal property or content may provide more extensive protection for your possessions in the event of a covered loss. You can cover your personal property in more situations than a policy for homeowners.

Content Replacement Cost
The settlement coverage for loss of replacement cost of personal property provides the solution of the losses of personal property covered based on the cost of replacement at the time of loss, without deduction for depreciation. Geico builder risk home insurance coverage is subject to the limits of the policy and applicable deductibles, and special limits apply to certain items such as jewelry, watches and furs.

Additional coverage of replacement cost protection
The additional replacement cost Geico vacant home insurance coverage may make an additional amount available to help repair or rebuild your home if the housing coverage in your home is not enough to cover the cost of repair or reconstruction after a covered loss.

Jewelry and valuables
Does homeowners insurance cover theft? Valuable Items Plus coverage can provide higher limits and greater protection for special property classes, such as jewelry, silverware and furs.

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Personal items float
A personal items float is a separate valuable builders risk insurance Geico policy that is available in case you need Geico vacant house insurance coverage or higher amounts of coverage for specific valuable items.

Discharge of water and discharge of sump pump or overflow
Does Geico home insurance cover water damage? If water collects in a sewer or drain inside your home, or if the water is discharged or overflows from your sump pump, this coverage can help cover the loss up to a specific amount in dollars. This does not include coverage for flood or surface water backup.

Identity fraud
Reimbursement coverage for identity fraud expenses can provide up to $ 25,000 that can help cover expenses to restore your identity if it is used fraudulently.

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Green household builders risk insurance geico coverage
This green housing coverage provides additional protection that can help repair, replace or rebuild with green materials, after a covered loss occurs.